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Contents
Introduction
Companies registered in England and Wales sometimes create a mortgage or charge that must be registered. If so, they must deliver details of it, together with any document creating or giving evidence of it, to the Registrar of Companies in Cardiff.
The documents must be delivered within 21 days after the creation of the mortgage or charge to ensure its security in the event of liquidation. A court order may be required to enable Registration outside the 21-day limit.
This booklet is a guide to help companies or any interested parties to send their documents correctly first time.
Companies need not notify the Registrar when they pay off (or 'satisfy') a registered charge. But it is in their best interests to do so, and Companies House enable companies to do this if they wish. This booklet explains how.
The registration of charges is covered by Part XII of the Companies Act 1985.
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